Teresa Bednarczyk

Dr. Teresa Bednarczyk is a full-time Professor at Maria Curie-Skłodowska University's Faculty of Economics, where she leads the Department of Insurance and Investment. She earned her PhD (1999) and habilitation (2012) in Economics from the same university, with both theses focusing on insurance, financial markets, and pension systems. Her work has been recognized with the National Bank of Poland Award for habilitation theses.

• ORCID ID: 0000-0002-9340-6864
• Current consultation hours: On-site Tuesdays 9:30-11:00 in room 615, remote via Microsoft Teams Thursdays 13:00-14:30

Research focuses on insurance sector dynamics, pension system evolution, and financial market interdependencies. Recent publications examine peer-to-peer insurance models, retirement savings determinants, and systemic risk in reinsurance. Her work spans empirical studies and theoretical frameworks.

Scientific contributions include 25 publications with 936 ministerial points. Key awards:

• National Bank of Poland Award (2014)
• Polish Academy of Sciences membership (since 2015)
• Scientific Advisory Committee to Financial Ombudsman (multiple terms)

Serves as primary advisor to multiple award-winning theses, including Dr. Tomasz Pasierbowicz's 2024 work on sharing economy insurance and Jakub Konstanciuk's 2022 research on cyber risk in Poland.