Stefano Cosma

Stefano Cosma is a Full Professor at the Marco Biagi Department of Economics at the University of Modena and Reggio Emilia. His academic career spans over a decade with significant contributions to banking, financial intermediaries, and sustainable finance research. He teaches courses including Sustainable Credit and Finance, Banking Economics and Management, and Finance, Governance and Sustainability for both undergraduate and graduate programs in Business Economics and Management.

Professor Cosma's research interests focus on the evolving landscape of financial services, with particular emphasis on the intersection of traditional banking and digital innovation. His work explores bank-FinTech relationships, sustainable finance mechanisms, consumer credit behavior, and crowdfunding dynamics. Recent research shows a growing focus on environmental and social aspects of finance, including conservation finance and the integration of Sustainable Development Goals into financial systems. He has developed a distinctive research approach that combines theoretical frameworks with empirical analysis of Italian and European financial markets.

Analysis of his recent publications (2023-2025) reveals a clear trend toward examining the sustainability dimensions of financial innovation, with increasing attention to Open Banking ecosystems, the social impact of FinTech, and innovative financing mechanisms for healthcare and biodiversity conservation. His research demonstrates interdisciplinary thinking, connecting finance with environmental science, healthcare economics, and political economy.

Professor Cosma maintains an active research agenda with numerous collaborations, particularly with researchers including Simona Cosma, Daniela Pennetta, and Luca Gambarelli. His work appears in both Italian and international journals, demonstrating his ability to contribute to scholarly discourse across different academic communities. While specific grant information isn't provided in the available materials, his extensive publication record suggests successful research funding and project leadership.

His research program appears to be organized around several interconnected themes, with particular strength in analyzing the transformation of banking business models in response to regulatory changes (like PSD2), technological disruption, and sustainability imperatives. This work has significant implications for both academic theory and practical banking operations.