Richard Bowen III

Richard Bowen III is a Senior Lecturer in the Department of Management at the Naveen Jindal School of Management, The University of Texas at Dallas. He brings 35 years of banking experience, including executive roles in finance and information technology at Citigroup. His expertise centers on accounting ethics, financial regulation, and corporate governance failures during the 2008 financial crisis.

• Education:
  • MBA, The University of Texas at Austin (1972)
  • B.S., Texas Tech University (1970)

Dr. Bowen’s research focuses on mortgage securitization risks and whistleblower protections. He famously testified before the Financial Crisis Inquiry Commission in 2010, detailing Citigroup’s flawed mortgage practices. His testimony significantly influenced the congressional report The Financial Crisis Inquiry Report (2011). He received the 2011 CPA of the Year Award from the Dallas CPA Society for his ethical courage in confronting systemic financial fraud.

His academic contributions include guiding students through real-world ethics cases derived from his Citigroup experiences. He has been featured on CBS 60 Minutes for exposing corporate misconduct and advocating for stronger regulatory enforcement under Sarbanes-Oxley.