Ray Fallen

Ray Fallen is an Adjunct Professor of Taxation and Insurance at The American College of Financial Services since 2018. He previously taught at Robert Morris University, Youngstown State University, and Hiram College, focusing on accounting, finance, IT, and taxation. With over 35 years of industry experience, he brings expertise in agency leadership, insurance planning, and federal taxation to his teaching.

Education:

• BSBA cum laude in Accounting and IT, Robert Morris University
• MBA in Accounting and Finance, University of Pittsburgh Katz School of Business

Research/Teaching Focus: His expertise spans agency operations, taxation, life insurance, and property & casualty. His teaching style emphasizes student engagement through practical, interactive methods developed over decades of experience in academia and industry.

Professional Background: A former State Farm agent (35 years) and IT consultant, Fallen balances academic rigor with real-world insights. He holds advanced certifications including LUTCF®, CLU®, ChFC®, RICP®, and CPCU®.