Patrycja Kowalczyk-Rólczyńska

Dr hab. Patrycja Kowalczyk-Rólczyńska, prof. UEW holds the position of Associate Professor at the Department of Insurance, Wroclaw University of Economics and Business. She also serves as the Rector's Plenipotentiary for Economic Affairs at the University of Children. Her academic career includes a PhD in Economic Sciences and habilitation in Economics and Finance, focusing on equity release mechanisms and retirement financing for elderly households.

Education:

• MSc in Mathematics, University of Wrocław
• Doctorate in Economic Sciences, Wrocław University of Economics
• Habilitation in Economics and Finance, Wrocław University of Economics

Research interests center on retirement security, including voluntary pension schemes, reverse mortgages, senior housing finance, financial literacy, and demographic policy. She explores how socio-economic factors influence retirement decisions and supplementary savings behavior across Europe.

Her recent articles analyze retirement strategies in defined contribution pension systems, the impact of digital inequality during the pandemic, and equity release product design in Poland. She has contributed to over 60 publications and co-authored books on household finance and pension system reforms.

Collaboration includes work on EU pension policies and cross-country comparisons of elderly financial stability. Her research often employs quantitative methods like logistic regression and structural equation modeling to assess policy impacts.