معرفی
Prof. Michele MODINA is a Full Professor at the Department of Economics of the University of Molise. His research focuses on corporate finance, credit risk management, SME financing, banking systems, and innovation ecosystems. He actively contributes to understanding the dynamics of entrepreneurial ecosystems, digital finance, and sustainable business practices. His work spans empirical analyses of bank-firm relationships, credit scoring methodologies, and the impact of digital technologies on financial services.
Key research interests include predicting SME default risks, evaluating the role of cooperative banks in sustainability, and exploring crowdfunding mechanisms. He has published extensively on topics such as financial literacy, the evolution of banking models, and the integration of digital tools in financial decision-making.
His articles highlight trends in SME financing challenges, the influence of institutional policies on social crowdfunding, and the application of advanced statistical methods like Bayesian analysis for risk prediction. Prof. MODINA’s work bridges theoretical frameworks with practical applications, offering insights for policymakers, financial institutions, and entrepreneurs.
