
معرفی
Michael Imerman is an Assistant Professor of Teaching in the Finance Area at the Paul Merage School of Business, University of California, Irvine. He also serves as the Faculty Director for the Master of Finance (MFin) program. Prior to joining UCI, he held academic positions at Claremont Graduate University, Lehigh University, and Rutgers Business School, and completed an NSF-funded postdoctoral fellowship at Princeton University in Operations Research and Financial Engineering.
His educational background includes a Ph.D. and B.S. in Finance from Rutgers University.
Dr. Imerman's research focuses on credit risk, banking, FinTech innovation, financial data science, risk management, and financial regulation. He is a recognized expert in FinTech and is currently finalizing a book titled The Economics of FinTech for publication by MIT Press. His work bridges academic rigor with real-world financial applications, particularly in data-driven finance and regulatory frameworks.
His research has been published in leading journals such as the Journal of Business & Economic Statistics, Journal of Banking & Finance, and Stochastic Processes and their Applications. He currently serves on the editorial advisory board of the Journal of Financial Data Science and was previously an associate editor for the Journal of Risk Finance.
Dr. Imerman teaches courses including Financial Institutions, Venture Capital and Private Equity, and Applied Machine Learning. He regularly consults for financial institutions and startups and spent a sabbatical (2022) with the FinTech Group at the Federal Reserve Bank of San Francisco. Before academia, he worked as a Wall Street analyst supporting high-grade corporate bond and credit derivatives traders, providing him with strong industry insight.
He is affiliated with the Center for Digital Transformation and the Todd and Lisa Halbrook Center for Investment and Wealth Management at the Merage School. His interdisciplinary work involves collaboration across data science, finance, and policy, particularly in emerging FinTech ecosystems.


