معرفی
Manju Puri is a Professor at Duke University's Fuqua School of Business and affiliated with the National Bureau of Economic Research (NBER). Her research focuses on banking, financial decision-making, and relationship lending.
Her primary research interests include Finance, Banking, Loan Defaults, Relationship Lending, Risk Assessment, and Financial Data Analysis. Her work examines how banks use relationship-specific information to reduce loan defaults and improve lending decisions.
Her recent publications analyze the impact of customer-bank relationships on loan default rates using large datasets from German banks. Her research demonstrates that banks with relationship-specific information act differently in screening and monitoring borrowers, which helps reduce loan defaults. She has found that even establishing a simple savings or checking account and observing activity prior to loan granting can significantly reduce default rates.
Her work has been highly cited in the field of banking and finance, particularly in understanding how information asymmetry affects lending practices.
