معرفی
Dr Lindsey Appleyard is an Assistant Professor at Coventry University's Research Centre for Business in Society. Her research focuses on financial geographies, financial inclusion, and reducing financial vulnerability. She holds a Doctorate from the University of Birmingham (2008) examining Community Development Finance Institutions (CDFIs). Lindsey has secured over £900k in research funding since 2017 from UKRI, abrdn Financial Fairness Trust, and others. Her work emphasizes the 'lived experience' of financialization, contributing to policy impacts such as the REF2021 case study. She advises on projects like 'Your Money, Your Life' exploring young people’s borrowing behaviors, and co-founded Credit U to promote financial resilience.
Education:
- Doctorate (2008): University of Birmingham, 'Overcoming financial exclusion: CDFIs and balancing financial/social objectives'
Research Interests:
- Financial inclusion/exclusion dynamics
- Subprime/mainstream credit markets
- FinTech and digital finance vulnerabilities
- Financial capability and wellbeing
- Policy impacts on vulnerable populations
Awards:
- 2017 Coventry University App Competition
- 2018 FBL Excellence Awards (Research Team)
Grants & Impact: Lindsey's research has informed policy through projects like 'Managing Loan Declines' (2020) and 'Reducing Financial Vulnerability in Birmingham's Muslim Community' (2021). She engages public audiences via BBC Radio 4 and ITV Central News, and supports early-career researchers through mentorship and collaborative networks.
Labs/Initiatives: Director of Credit U, promoting financial literacy and community resilience strategies. Active in interdisciplinary collaborations addressing Buy-Now-Pay-Later risks and generational financial challenges.
