Kostas Tzioumis

Kostas Tzioumis serves as Associate Professor of Finance at ALBA Graduate Business School, a position he has held since 2018. Prior to this appointment, he worked as a bank examiner at the U.S. Office of the Comptroller of the Currency (OCC), and held professional roles at the World Bank and the London School of Economics (LSE).

His academic credentials include:

• PhD in Industrial Relations, London School of Economics (2000-2005)
• MSc in Industrial Relations and Personnel Management, London School of Economics (1999-2000)
• MSc in Accounting and Finance, London School of Economics (1996-1997)
• BSc in Business Administration, Athens University of Economics & Business (1992-1996)

Dr. Tzioumis' research program bridges finance, economics, and statistics with empirical investigations spanning real estate markets, corporate governance mechanisms, labor economics, and financial inclusion policies. His methodological approach emphasizes rigorous statistical analysis of complex financial phenomena, particularly in mortgage markets and personnel economics.

His publication record demonstrates consistent output in premier journals including the Journal of Financial Economics, Real Estate Economics, and Journal of Banking and Finance. Key research trajectories include mortgage default dynamics, valuation bias in real estate appraisal, security policy impacts on tourism economics, and incentive structures in financial decision-making.