Jyoti Kumari

Jyoti Kumari serves as a Researcher at the University of Luxembourg's Interdisciplinary Centre for Security, Reliability and Trust (SnT), working within the FINATRAX research group led by Prof. Gilbert Fridgen. Her role focuses on research and development in digital financial services and cross-organizational digital transformations.

She earned her Master’s degree from the National Institute of Technology, Allahabad (India) in 2014. Prior to joining the university, she accumulated seven years of professional experience as a senior software engineer in various IT companies.

Her research expertise spans full-stack web application development, with specialization in both front-end interfaces and back-end services. She emphasizes practical implementation of software solutions for real-world deployment in financial technology contexts, particularly through iterative development and user-centered design approaches.

No scientific awards are documented in the available information.

Details regarding graduate student advising and research grant management are not specified in current records.

The FINATRAX research group provides her primary institutional framework, concentrating on innovation in digital payment systems, blockchain applications for financial services, and organizational change management during digital transformation initiatives.