Ewa Cichowicz

Dr. Ewa Cichowicz serves as an Assistant Professor within the Department of Financial System at Warsaw School of Economics, where her academic work centers on the intersection of financial systems, labor market dynamics, and digital financial innovation. Her institutional affiliation places her within Poland's premier economic research institution, contributing to national and European policy discussions through rigorous empirical analysis.

Her research spans labor economics during crises, gender disparities in pension systems, and the transformative impact of financial technologies on consumer behavior. Key themes include labor market slack measurement, gender pension gap analysis using clustering methods, InsurTech regulatory frameworks, and LendTech's role in combating financial exclusion. Her methodological approach frequently employs quantitative techniques such as Data Envelopment Analysis and clustering algorithms, with a consistent focus on Polish and European contexts.

Analysis of her 15 most recent publications reveals three dominant research trajectories: post-pandemic labor market adaptations (2021-2024), digital financial service innovation (FinTech/InsurTech/LendTech), and household financial behavior in evolving economic landscapes. These works demonstrate increasing methodological sophistication while maintaining practical policy relevance, particularly regarding financial inclusion, pension sustainability, and digital transformation challenges in Central and Eastern Europe.