Carina Schlam

Carina Schlam is an Economist at the Deutsche Bundesbank, working in the Directorate General Banking and Financial Supervision. She is affiliated with the Research Centre, contributing to research on banking regulation, securitization, and credit risk management. Her work focuses on systemic risk, regulatory frameworks, and the behavioral responses of banks to capital requirements.

Research Interests: Banking Regulation, Securitization, Credit Risk Management, Financial Stability, Regulatory Design, and Systemic Risk Analysis.

Key Publications: Includes studies on G-SIB buffer requirements, internal credit risk models, and portfolio replenishment in securitization markets. Her recent work highlights the impact of transparency measures and regulatory design on bank behavior.

Presentations: Active presenter at conferences such as the American Finance Association, Northern Finance Association, and the Deutsche Bundesbank’s Credit Risk Conference. Recent talks address topics like window dressing in capital requirements and the partial-use philosophy of risk models.

Contributions: Her research contributes to improving risk management practices, regulatory oversight, and financial stability through empirical analysis of banking behaviors and policy implications.