Artashes Karapetyan

Artashes Karapetyan serves as Associate Professor in the Department of Finance at ESSEC Business School, France, a position held since 2021 following promotion from Assistant Professor (2018-2021). His academic foundation includes a Ph.D. in Finance from the University of Zurich (2010), establishing his expertise in empirical financial economics with policy relevance.

Education:

• Ph.D. in Finance, University of Zurich, Switzerland (2010)

Research Expertise: Professor Karapetyan investigates critical intersections of banking regulation, credit market dynamics, and household financial behavior. His empirical work reveals how information asymmetry and regulatory frameworks shape lending practices, with particular focus on mortgage markets, collateral requirements, and consumer decision-making. Using detailed administrative datasets, he uncovers real-world inefficiencies like the $13,300 average overpayment in housing markets caused by debt inattention.

Scholarly Impact: His publication trajectory shows consistent contributions to top finance journals since 2014, accelerating in policy-relevance from 2021-2024. Recent work analyzes mortgage regulation inefficiencies, information salience in housing, and bank capital requirements' impact on collateral practices. This research demonstrates methodological rigor through quasi-natural experiments while maintaining direct applicability to central bank policymaking and financial regulation.

Research Ecosystem: Though no formal lab structure is documented, his international collaborations span Europe and North America with frequent presentations at premier finance conferences. The recurring use of Portuguese loan-level data suggests strong institutional partnerships with central banks, indicating robust research infrastructure despite limited public details about current grants or student supervision.