Andre Lot

Dr. Andre Lot serves as a Lecturer in Finance at the University of Sydney Business School since January 2024, following his role as a Research Scholar at the Norwegian School of Economics. His academic focus centers on individual financial decision-making processes within household finance contexts.

His primary research domains include:

• Household Finance
• Pension and Retirement Systems
• Behavioural Finance
• Experimental Finance Methodologies

Lot investigates psychological and economic factors influencing retirement planning through experimental approaches, examining how misinformation, longevity beliefs, and incentive structures affect savings behavior. His work bridges theoretical finance models with real-world decision anomalies observed in laboratory and field settings.

His publication record features a 2023 Journal of Banking & Finance article on experimental replications in retirement decisions, with current projects extending into green investment choices, pension misinformation effects, and tax rebate impacts on savings. These works collectively demonstrate consistent emphasis on behavioral mechanisms in long-term financial planning.

Lot has secured competitive research funding including a Swiss National Science Foundation grant (#189107) and Center for Ethics in Economics support (NOK 30,000). He teaches FINC3023 - Behavioural Finance at the University of Sydney, while media engagements since April 2024 demonstrate public impact through The Australian Financial Review, The Daily Telegraph, and podcast appearances discussing debt management and generational wealth building.