Tarun RamadoraiView profile
Professor
Tarun Ramadorai is Professor of Financial Economics at Imperial College London, with a distinguished career spanning household finance, financial economics, behavioral economics, real estate, and international finance. He serves as Executive Editor of the Review of Financial Studies and holds prestigious fellowships including Research Fellow of the Centre for Economic Policy Research (CEPR), Senior Academic Fellow of the Asian Bureau of Finance and Economics Research (ABFER), and Nonresident Senior Fellow at the National Council of Applied Economic Research (NCAER). Education BA in Mathematics and Economics from Williams College MPhil in Economics from the University of Cambridge PhD in Business Economics from Harvard University Research Interests Professor Ramadorai's research spans household finance, financial economics, behavioral economics, real estate, and international finance. His work examines how households make financial decisions across different markets and countries, with particular focus on housing markets, investment behavior, and financial inclusion. He has established himself as a leading expert in international comparative household finance, having previously served as Principal Investigator on a transformational initiative financed by the Sloan Foundation to establish this sub-field of finance and economics. His recent research explores the intersection of technology and personal finance, housing market dynamics, and optimal tax policy. He has demonstrated how housing costs impact fertility decisions, how machine learning affects credit markets, and how privacy policies influence consumer data extraction. His work combines rigorous theoretical frameworks with innovative empirical approaches using large-scale datasets from diverse markets. Publication Trends Professor Ramadorai's recent publications reveal a strong focus on household decision-making in financial markets, with increasing attention to the digital transformation of finance. His work bridges theoretical insights with practical policy implications, particularly in emerging economies. There is a clear trend toward interdisciplinary research that combines finance, economics, and data science to address pressing questions about financial inclusion, housing affordability, and the impact of technology on traditional financial services. Scientific Awards Brattle prize for best paper in the Journal of Finance Jensen prize for the best paper in the Journal of Financial Economics Wharton School-WRDS Best Paper Award in Empirical Finance James A Lebenthal Excellence in Municipal Finance Research Prize FMA Napa Conference Best Paper Prize INQUIRE Europe third prize Viz Risk Management Best paper prize Policy Engagement and Advisory Roles Professor Ramadorai has made significant contributions to policy discussions worldwide. He served as Chairman of the Inter-Regulatory Committee on Household Finance constituted by the Reserve Bank of India, which produced the influential "Indian Household Finance" report. He has advised numerous institutions including the Economic Advisory Council to the Prime Minister of India, the European Securities and Markets Authority, and the Norwegian Sovereign Wealth Fund. Currently, he co-chairs the Fintech workstream of the India-UK Financial Partnership, helping to shape the future of financial technology across borders. Research Initiatives Professor Ramadorai previously led the Initiative on International Comparative Household Finance, funded by the Sloan Foundation, which established household finance as a distinct sub-field of research. He is in the process of setting up a new initiative at Imperial College Business School to further advance this area of study. His work has influenced both academic research and practical policy interventions in financial markets around the world.








