Patrick Payne is an Associate Professor of Practice in Personal and Family Financial Planning at the University of Arizona's Norton School of Human Ecology. His research focuses on financial literacy, behavioral finance, and retirement planning. He holds a Ph.D. from Texas Tech University, an MBA from Utah Valley University, and dual B.S. degrees in Finance and Economics from Utah State University. Education: Ph.D. in Personal Financial Planning, Texas Tech University MBA, Utah Valley University B.S. in Finance and Economics, Utah State University Teaching: Family and Consumer Finance, Retirement Planning, Estate Planning, Investment Management, Insurance Planning. Current Projects: Midas Financial Classroom, providing free financial literacy materials at MidasClassroom.com. His research explores financial risk attitudes, market volatility's impact on satisfaction, and ethical financial planning. Publicly accessible articles emphasize behavioral finance and consumer decision-making. No scientific awards listed. Advising and grants details unavailable. His work supports ethical financial education through MidasClassroom.com and academic contributions.
Professor Sarah Hall is the 1931 Professor of Geography at the University of Cambridge and a Fellow at St John’s College. Her research focuses on the uneven impacts of large-scale economic changes—such as Brexit and the rise of finance-led capitalism—on towns and cities across the UK. She actively contributes to academic, public, and policy debates, leveraging her research findings to inform decision-making. Her work intersects economic geography, political economy, and regional development, with a strong emphasis on post-Brexit economic dynamics. Her research interests include analyzing how global economic shifts reshape local economies, the regulatory challenges facing the UK’s financial services sector post-Brexit, and the broader implications of geopolitical changes on urban and regional development. Her publications consistently address topics like EU-UK trade relations, financial policy reforms, and the adaptation of UK cities to post-Brexit realities. Key themes in her articles include the UK’s financial services sector post-Brexit, the role of equivalence decisions in cross-border trade, and the interplay between policy, regulation, and economic resilience. She has also examined the uneven regional impacts of Brexit, emphasizing how smaller towns and non-metropolitan areas face distinct challenges compared to London and other major cities. Her work highlights the need for coherent post-Brexit strategies that address regulatory fragmentation, labor market constraints, and the UK’s evolving global economic position. Despite prolific output, no scientific awards or grants are explicitly mentioned in the provided texts. She is currently affiliated with the University of Cambridge and UK in a Changing Europe, contributing to interdisciplinary research on EU-UK relations and economic geography.
Demetrios Antzoulakos is an Associate Professor at the Department of Statistics and Insurance Science, University of Piraeus. He holds leadership roles as Head of the Department since January 2014 and Director of the MSc in Applied Statistics program. He has been affiliated with the University of Piraeus since 1998, progressing through Lecturer (1998-2000) to Assistant Professor (2000-2006) before his current role. His research focuses on distribution theory, run and pattern analysis, statistical quality control, and actuarial science applications. Education: Ph.D. in Mathematics, University of Patras (1990) Diploma in Mathematics, University of Patras (1986) Teaching: Undergraduate courses include Probability I/II and Life Insurance II. Postgraduate courses cover Data Analysis, Statistical Quality Control, Survival Analysis, and Life Contingencies. Research Interests: Span distribution theory of runs, control charts, start-up demonstration tests, and Fibonacci polynomials. His work bridges theoretical probability with practical applications in risk theory and quality assurance. Refereeing: Serves as a referee for journals like Journal of Applied Probability , Annals of the Institute of Statistical Mathematics , and IEEE Transactions on Reliability .
Mogens Steffensen is a Professor of Life Insurance Mathematics at the Department of Mathematical Sciences, University of Copenhagen (since 2008, permanently since 2012). He currently serves as Head of Department since 2023. His academic roles include editorship of the Scandinavian Actuarial Journal (since 2006) and associate editorship of Insurance: Mathematics and Economics (since 2013). He is affiliated with the University's mathematical sciences division and maintains an office at Universitetsparken 5 in Copenhagen. His research focuses on actuarial science, financial mathematics, and stochastic processes applied to insurance and risk management. Editorial Roles: Editor, Scandinavian Actuarial Journal (2006–present) Associate Editor, Insurance: Mathematics and Economics (2013–present) Affiliations: His primary institutional affiliation is the University of Copenhagen, where he has held professorial and leadership roles for over 15 years. No additional labs or teams are explicitly mentioned in the provided text.
Nemanja Pantic is an Assistant Professor at the Faculty of Hotel Management and Tourism, University of Kragujevac. He joined the faculty in 2011 and teaches courses including Principles of Economics, Business Culture and Ethics, and Basics of Hospitality and Tourism. His academic foundation includes undergraduate (2010) and PhD studies in Economics from the same university. His research explores interdisciplinary themes in Economics, Tourism, and Finance, with specific focus areas such as: Tourism economics and crisis impacts Financial institutions and investment strategies Rural development through gastronomy/adventure tourism Economic development in Balkan contexts Publications (2012-2015) predominantly analyze tourism resilience during economic crises, human development metrics in Serbia, and investment mechanisms. A consistent focus on Balkan economies and sustainable tourism emerges across his work. Project involvements include: TEMPUS project: 'Modernization and Harmonization of Tourism Study Programmes in Serbia – MHTSPS' (EU-funded) Project: 'Stimulating Rural Tourism for the Purpose of Sustai...' (title truncated)
Mario Spremić is a Full Professor at the Department of Informatics, Faculty of Economics & Business, University of Zagreb, with significant international affiliations including Imperial College London, School of Economics and Business at University of Ljubljana, and Sapienza University of Rome. He serves as Vice-President of the National Scientific Committee for Information Science and Director of the Postgraduate Study Programme in IT Management. His academic career spans over two decades since joining FEB Zagreb in 2000, following prior corporate experience as a computer programmer, project manager, and executive manager. Born in Dubrovnik, Croatia (1970) B.Sc. in Mathematical Sciences (1996) M.Sc. in IT Management (1999) Ph.D. in Business (2002) Additional education from MIT Sloan School of Management Professor Spremić's research focuses on digital transformation, cybersecurity, strategic IT management, and IT auditing. His work bridges academic theory with practical business applications, resulting in over 100 scientific and professional publications. He has authored or co-authored 15 books on digital transformation, cybersecurity, and enterprise information systems. His research methodology combines theoretical frameworks with empirical validation through case studies across multiple industries. His publication record demonstrates consistent scholarly output with recent contributions focusing on digital business model maturity measurement, cybersecurity frameworks, and digital transformation strategies. The publications reveal a strong emphasis on practical applications of information systems theory in business contexts, particularly in financial services, retail, and public sector organizations. His work often employs mixed-method approaches combining bibliometric analysis, case studies, and empirical validation. Winner of the CGEIT (Certificate in Governance of Enterprise IT) Reviewer for WoS, ISI and Scopus indexed journals International accreditor for EFMD and NAKVIS Active member of IEEE, ISACA, and IAE professional organizations Professor Spremić maintains strong connections with the business world through consulting work, having conducted over 100 consultancy projects, IT audits, and cybersecurity assessments across financial institutions, public sector organizations, and consumer industries. He serves as an international accreditor for higher education institutions, specializing in helping them achieve and maintain international accreditations like EQUIS. His industry engagement complements his academic work, ensuring practical relevance of his research. At FEB Zagreb, he teaches courses including e-Business, Enterprise Information Systems, Cybersecurity, IT Auditing, and Digital Transformation. His teaching approach integrates current industry practices with academic theory, preparing students for digital challenges in modern business environments. He has participated in numerous international study visits to institutions including Henley Business School, Westminster University, WU, MIT, and Technical University Munich.
Dr. Ana-Marija Stjepić serves as a Researcher at the Department of Informatics , University of Zagreb Faculty of Economics , with over 9 years of teaching experience in business informatics and digital technologies. She actively contributes to research projects funded by the Croatian Science Foundation (HRZZ) and University of Zagreb , focusing on business intelligence systems, digital transformation, and technology adoption in SMEs. PhD in Business Informatics Specializes in Business Intelligence and Digital Literacy Research Interests : Her work bridges Business Process Management (BPM) with Business Intelligence (BI) , examining their alignment in organizational performance. She investigates technology adoption models (TOE framework) in SMEs, digital transformation strategies, and social media analytics in business contexts. Recent projects focus on IoT integration in BPM and green IT in education. Scientific Contributions : With 15+ peer-reviewed publications, her research spans: Senior 2030 Project : Digital solutions for elderly care PROSPER Project : Process intelligence for business performance Digital Literacy Studies : Generational differences in ICT adoption She teaches courses on database management , data warehousing , and digital governance across bachelor's, master's, and specialist degree programs.
Claudia Di Marzo is a Researcher in the Jurisprudence field at the University of Palermo 's Department of Law. She holds office hours every Monday from 10:00 AM to 12:00 PM in Room 49, First Floor, Building 6, Via Maqueda, 172 - 90134 Palermo (PA). Research Focus Her research primarily centers on: Civil Law and Tort Liability Medical Malpractice and Pharmaceutical Regulation Class Action Mechanisms and Collective Compensation Migration-related Legal Protections Recent Publications Trends Over the past 15 years, Di Marzo has published extensively on: Product liability frameworks Healthcare-related civil litigation Mass tort compensation models Legal evolution of unilateral obligations Teaching Activities For the 2025/2026 academic year, she teaches: CIVIL LAW (6 CFU) in the MIGRATION, RIGHTS, INTEGRATION program CIVIL RIGHTS & CHILDREN'S RIGHTS PROTECTION IN MIGRATORY CONTEXTS (9 CFU) in the same program Contact Information Phone: +39 091 23892141 Email: claudia.dimarzo@unipa.it Virtual Office: Student Office on Microsoft Teams
Dana Mukamel is a Professor of Medicine at the University of California, Irvine, with an affiliation in the Department of Population Health & Disease Prevention within the School of Public Health. Her research focuses on healthcare policy, geriatrics, mental health, and chronic disease management, particularly advanced chronic kidney disease (CKD) and cancer care. She explores topics such as Medicare Part D cost disparities, nursing home staffing and quality, digital mental health interventions, and rural-urban healthcare gaps. Dana's recent publications highlight trends in digital health adoption during the pandemic, staffing instability in nursing homes, and CKD treatment outcomes. Her work often intersects with health equity, examining disparities in rural and minority populations, and innovates through technology-driven care coordination models for seniors. She contributes to policy evaluations, including the Medicare Prescription Payment Plan, Certificate of Need regulations, and Medicaid waiver programs. Her projects frequently involve multi-site collaborations and stakeholder engagement, especially with peer perspectives in mental health interventions and county-level healthcare systems.
Stanislava (Stas) Nikolova is a Professor of Finance and the Alice M. Dittman Chair of Banking and Finance at the Nebraska College of Business , University of Nebraska-Lincoln (UNL). Previously, she served as a Senior Financial Economist at the U.S. Securities and Exchange Commission (SEC), advising on fixed-income market regulations and credit rating agency oversight. Education: Ph.D. in Finance, University of Florida B.S. in Management, State University of New York - Geneseo Dr. Nikolova's research focuses on fixed-income markets , particularly corporate bonds , credit ratings , and financial regulation . Her work explores how regulatory frameworks impact bond pricing, institutional behavior, and market liquidity. Key contributions include studies on rating-based capital requirements and momentum effects in corporate bond returns. Her publications span top journals like the Journal of Financial Economics , Review of Financial Studies , and Journal of Accounting and Economics . Research trends highlight empirical analysis of market discipline, credit risk modeling, and regulatory reform implications. Scientific Awards: Excellence in Reviewing Award, Journal of Risk and Insurance (2022) Senior Research Fellowship, LTI@UniTo at Collegio Carlo Alberto (2021) Best Paper Award, INQUIRE Europe/UK Joint Seminar (2018) SAFE Grant, Leibniz Institute for Financial Research (2014) Economic Research Award, SEC (2013) FDIC Research Grant (2007) Dr. Nikolova serves as an Associate Editor for the Quarterly Journal of Finance and holds leadership roles in the Midwest Finance Association . She has advised numerous SEC rulemakings and participated in major financial conferences.
Marco Rondina is a Lecturer at the Polytechnic University of Turin , specifically within the Department of Control and Computer Science (DAUIN) . He is also a PhD student in Control and Computer Engineering , expected to graduate in 2026. His work bridges Data Ethics , Responsible AI , and Software Engineering . PhD Student: 2022–2025 Guest Researcher: Weizenbaum Institute, TU Berlin (2025) Marco's research focuses on data fairness to promote responsible AI development, addressing algorithmic bias , dataset documentation , and ethical data practices . His publications analyze gender stereotypes in LLMs, fairness in car insurance pricing, and biases in facial analysis systems for marginalized groups like people with Down syndrome. His recent articles emphasize neural-symbolic AI , data quality , and empirical evaluation frameworks for ethical compliance. He has received the Quality Award Template 2025 and actively contributes to teaching as a Teaching Assistant in courses like Business Information Systems and Data Ethics and Data Protection . Scientific Awards Quality Award Template 2025 Marco collaborates with the Internet Media Group (IMG) at DAUIN and participates in initiatives like the Nexa Center for Internet and Society . His outreach includes talks on AI ethics, algorithmic audits, and data discrimination risks.
Sterling Raskie is a Senior Lecturer of Finance at the University of Illinois-Urbana-Champaign since 2017, previously holding roles as Adjunct Assistant Professor at Millikin University and Instructor at Benedictine University. He specializes in wealth management, personal finance, and investments. Education: Ph.D., The American College, 2017 MBA, Benedictine University, 2013 MS in Financial Services, The American College, 2012 BA in Criminal Justice (Cum Laude), University of Wisconsin, 2003 Research Interests: Focuses on mutual funds, financial decision-making frameworks, agency theory applications, and consumer perspectives on financial designations. His work critiques AI-driven financial advice (e.g., ChatGPT limitations) and explores practical wealth management strategies. Recognition: Received Excellence in Undergraduate Teaching awards consecutively from 2020-2023 at UIUC Serves as Associate Editor for the Journal of Financial Service Professionals (2023-present) Peer Review Board Member for Journal of Financial Planning (2018-present) Teaching & Leadership: Oversees advanced courses like Corporate Finance (FIN 221), Finance Academy (FIN 390), and Wealth Management (FIN 535). Also leads Employee Benefit Plans (FIN 434) and Personal Wealth Management (FIN 435). External Ventures: CEO of Raskie Education since 2009, and former CEO of The Raskie Agency (2005-2010). Active as a personal financial counselor and director in financial planning firms.
Alejandra Caraballo is a Clinical Assistant Professor at Harvard Law School’s Cyberlaw Clinic, focusing on technology policy, LGBTQ rights, and civil liberties. She previously worked at the Transgender Legal Defense and Education Fund and the NYC Legal Assistance Group’s LGBTQ Law Project. Her expertise spans healthcare access, immigration, family law, and the intersection of technology with disability rights and quantum computing encryption. She holds a J.D. from Brooklyn Law School (specializing in IP/Media Law) and a B.A. in Government from the University of Tampa. Notably, she was the first openly transgender community board member in Brooklyn and a key advocate in LGBTQ legal rights. Her research emphasizes digital privacy in the post-Roe era, platform accountability for anti-trans hate speech, and tech’s societal impacts. Her 2024 British Vogue ‘Force for Change’ recognition highlights her advocacy. Recent work critiques Meta’s policy enforcement gaps and analyzes Musk’s X platform moderation failures. She regularly advises on encryption, gender-affirming care access, and tech policy reforms. Collaborations with organizations like the Cyberlaw Clinic and NYC Bar Association underscore her commitment to intersectional legal advocacy.
Dr. Gary Schnitkey is a Professor in the Department of Agricultural and Consumer Economics at the University of Illinois at Urbana-Champaign, holding the Soybean Industry Chair in Agricultural Strategy. He specializes in farm management, financial efficiency, and environmental outcomes in agriculture. His research utilizes data from Illinois Farm Business Farm Management (FBFM) and Precision Conservation Management to analyze crop profitability, risk management strategies, and policy impacts. Dr. Schnitkey holds a B.S. in Agricultural Finance from The Ohio State University (1982) and M.S. and Ph.D. in Agricultural Economics from the University of Illinois (1984, 1987). His work focuses on optimizing farm profitability through crop rotations, assessing government programs like ARC-CO and PLC, and evaluating global agricultural trade dynamics. Recent analyses address soybean yield risks, fertilizer efficiency, and the implications of U.S.-China trade conflicts. Schnitkey also studies international agricultural expansion, particularly Brazil’s soybean production and its geopolitical implications with China. Key research themes include crop insurance design, federal policy impacts on planted acres, and the financial sustainability of U.S. farming. His 2025 publications explore topics ranging from SCO insurance proposal outcomes to EU deforestation rules affecting Brazilian agriculture. Schnitkey’s mission emphasizes long-term economic and environmental resilience in farming systems.
Pierre Picard is a Professor of Economics at École Polytechnique, affiliated with the Department of Economics and CREST (Centre de Recherche en Économie et Statistique). His work focuses on insurance economics, risk management, and contract theory with applications to catastrophic risks, health insurance, and corporate finance. He holds teaching positions in advanced economics programs at École Polytechnique and ENSAE. His research explores optimal design of insurance contracts, risk financing in corporate settings, and regulatory frameworks for managing systemic risks. Notable contributions include studies on pandemic risk mitigation, nuclear liability insurance, and parametric insurance mechanisms for developing economies. He collaborates with institutions like the European Group of Risk and Insurance Economists (EGRIE) and the Risk Theory Society. Recent publications emphasize portfolio approaches to pandemic insurance, adverse selection in insurance markets, and legal frameworks for incomplete contracts. Teaching responsibilities include courses on corporate finance, catastrophic risk management, and insurance economics theory.
