Xiao Yin

Xiao Yin is an Assistant Professor in Economics and Finance at University College London (UCL), affiliated with the Department of Economics and School of Management. His research focuses on household finance, macroeconomics, behavioral economics, and financial intermediaries. He employs experimental methods, surveys, and observational data to study topics such as household decision-making, information asymmetry in credit markets, and lender strategies.

Education:

• Ph.D. in Finance, UC Berkeley Haas School of Business (2023)
• M.S. in Finance (Distinction), UC Berkeley (2020)
• B.S. in Economics (Honors) and B.S. in Statistics, University of Washington (2016)

Research Interests: Household Finance, Macroeconomics, Behavioral Economics, Financial Intermediaries, Asset Pricing. His work bridges theoretical models with empirical evidence from consumer and banking sectors.

Awards & Grants:

• WFA Brattle Group PhD Candidate Award (2023)
• Fisher Center Research Grant (2022-2023)
• Institute for Business Innovation Fellowships (2022)

Teaching & Professional Service: Teaches Big Data Analytics and Financial Econometrics at UCL. Serves as a referee for journals like the American Economic Review and co-organizes the London FIT Workshop. Previously a Research Professional at the University of Chicago Booth School of Business (2016-2018).