Thomas Bernhardt

Thomas Bernhardt is a Lecturer in Financial Mathematics and Probability at The University of Manchester. Previously, he held positions at Humboldt University of Berlin (studies in model theory and stochastic), LSE (PhD in stochastic analysis and financial mathematics), Heriot-Watt University (pension plan optimization project), and the University of Michigan during the pandemic. His research focuses on stochastics' applications in actuarial science, financial mathematics, and statistics, particularly decumulation strategies for pension funds.

Education: PhD in Stochastic Analysis and Financial Mathematics from LSE, studies in model theory and stochastic at Humboldt University of Berlin.

Research interests include stochastic tools beyond Itô Calculus, pooled annuity fund dynamics, wealth heterogeneity analysis, and optimal stopping problems in financial contexts. He contributed to THE ACTUARY (May 2021) discussing pooled annuity funds as viable retirement solutions.

His work aligns with UN Sustainable Development Goals, particularly addressing prosperity through innovative financial instruments. No formal grants or awards are explicitly noted in the provided texts.