Steve Worthington

Steve Worthington is an Adjunct Professor at Swinburne University of Technology's School of Business, Law and Entrepreneurship in Melbourne, Australia. Previously, he held a Professorship in Marketing at Monash University until 2013. His research focuses on financial services distribution via electronic channels, payment systems regulation, and cross-cultural financial practices. He has contributed extensively to academic journals such as the International Journal of Bank Marketing and practitioner outlets like The Financial Times and ANZ's BlueNotes. His work includes analyses of payment card markets in China and Japan, regulatory interventions in Australia's payment system, and expert testimony on financial services marketing disputes.

Worthington's research interests span payment systems innovation, consumer behavior in financial contexts, and the intersection of technology with financial services. Notable contributions include studies on cashless society debates, payment fraud dynamics, and the cultural dimensions influencing financial product adoption. He frequently engages with industry conferences and media, offering insights into emerging trends like digital payment adoption and regulatory challenges in the financial sector.

His publications highlight interdisciplinary approaches, blending economic policy analysis with marketing strategy. Key themes include the societal implications of cash decline, fairness perceptions in financial services, and the ethical dimensions of payment technologies. Despite no explicit awards listed, his prolific media engagement and advisory roles reflect recognition of his expertise in payment systems and financial markets.