Simone Krummaker

Dr. Simone Krummaker is an Associate Professor of Insurance and Associate Dean of the MSc Programmes at Bayes Business School, City St George’s, University of London. She holds a Dr. rer. pol. from Leibniz University of Hannover and is a certified insurance professional (Versicherungskauffrau) with over 10 years of industry experience in underwriting and controlling. Her research focuses on organizational insurance demand, ESG integration in insurance, and export credit insurance. She has led multiple grant-funded projects and serves as a Fellow at Offenburg University of Applied Sciences and the Higher Education Academy.

Education:

• Doctor rer. pol., Leibniz University of Hannover
• Diplom-Ökonom (Business Economics), Leibniz University of Hannover
• Higher Education Academy Fellowships (United Kingdom)

Research Interests: Simone explores how firms strategically manage insurance demand, particularly in export and political risk contexts. She evaluates the role of ESG frameworks in shaping insurance practices and advises organizations on mitigating geopolitical trade risks. Her work bridges academic theory with practical applications, as seen in her consulting for export finance institutions.

Awards:

• Fellow, Higher Education Academy
• Senior Fellow, Advance HE
• Institute for Trade and Innovation Fellowship

Advising & Grants: Simone has secured grants for projects on export credit markets and co-authored over 40 publications. She oversees MSc programmes and mentors students in actuarial science and insurance domains.

Labs/Teams: Active in Bayes’ Centre for Risk and Insurance, leading interdisciplinary projects on global trade finance and sustainable insurance practices.