Reneta Dimitrova

Reneta Dimitrova is an Associate Professor at the Department of Economics, New Bulgarian University (NBU), where she has served since 2000, currently as department head. Her academic career focuses on banking, financial management, and risk analysis. She teaches courses such as Introduction into Finance and contributes to advanced topics like commercial banking and operational risk management.

Her research spans financial asset valuation, capital adequacy regulations, operational risk, and e-banking trends. Notable themes include credit portfolio quality, strategic planning in banking, and the impact of non-performing loans on Bulgaria’s financial system. Her work often explores the intersection of regulatory compliance and institutional stability.

Key trends in her publications emphasize evolving banking practices in Bulgaria, from traditional investment strategies in government securities (1995) to modern challenges like operational risk governance (2008) and digital transformation in finance (2008). Her recent contributions include analyzing credit portfolio quality (2011-2014) and systemic risks in banking (2013-2014).

At NBU, she organizes conferences and lectures with industry experts, trains doctoral students, and serves on the Audit Committee of Investbank AD. Her professional activities highlight a commitment to bridging academic research with practical banking solutions.