Peter van Santen

dr. Peter van Santen is an Assistant Professor at the University of Groningen's Faculty of Economics and Business, affiliated with the Department of Economics, Econometrics and Finance. He specializes in household behavior, finance, and pension systems. His work addresses topics such as credit markets, precautionary saving, and anti-money laundering policy. Contact: +31 50 36 37018 or p.c.van.santen@rug.nl.

Education:

• PhD in Economics (2013), University of Groningen, SOM Research School

Research Interests: Household financial decisions, pension wealth dynamics, consumer credit behavior, and policy analysis. His work bridges microeconomic theory with real-world applications, particularly in addressing how uncertainty (e.g., pension income volatility) influences savings patterns and policy design.

Research Trends: Recent work focuses on the intersection of household finance and policy, including the impact of pension systems on savings behavior and the economic modeling of financial crime. His 2022 study on credit scarcity and consumer choices highlights behavioral economics principles, while earlier works (2013–2015) analyze pension wealth displacement effects and money laundering mechanisms.

Advising & Grants: No formal advisees listed. Collaborations include co-authorship with researchers like McCarthy (money laundering) and Alessie (SHARELIFE studies). His thesis (2013) forms the foundation of his empirical work on precautionary saving.

Labs/Teams: Affiliated with the SOM Research School, contributing to economics and econometrics research initiatives.