Nicholas Souleles

Nicholas Souleles is the Michael L. Tarnopol Professor and Professor of Finance at The Wharton School, University of Pennsylvania. He is also affiliated with the National Bureau of Economic Research (NBER) and serves as a Visiting Scholar at the Federal Reserve Bank of Philadelphia. His research focuses on macroeconomics and household finance, particularly household consumption, saving/borrowing, and investment decisions.

• Education: PhD (MIT, 1995), BA (University of Oxford, 1991), BSE (Princeton University, 1988).
• Research Trends: His work bridges consumer behavior, applied econometrics, and financial economics, often analyzing how households respond to fiscal policies like tax rebates or stimulus payments. He also investigates credit markets, relationship banking, and homeownership economics.
• Scientific Awards: Recipient of multiple teaching accolades, including the Lindback Teaching Award and Hauck Award.
• Advising & Conferences: Organizes the Wharton Rodney L. White Conference on Household Financial Decision-Making.