Naz Koont

Naz Koont is an Assistant Professor of Finance at the Stanford Graduate School of Business. Her research explores how technology and nonbank intermediaries reshape banking landscapes, focusing on financial stability, competition, and consumer welfare.

• PhD in Finance (Columbia Business School, 2024)
• MPhil in Finance (Columbia Business School, 2021)
• Honors BSc in Mathematics and Economics (University of Toronto, 2018)

Her research interests include:

• Financial Intermediation: Analyzing digital banking’s impact on bank roles.
• Credit Markets: Studying credit lines and leverage constraints.
• Industrial Organization: Modeling competition dynamics in banking.
• Technology: Assessing digitalization’s effects on financial systems.

Article trends reveal her work combines empirical analysis and structural modeling to examine:

• Digital banking’s role in bank competition and consumer welfare
• Credit lines’ function in debt dilution mitigation
• ETFs’ active management strategies in illiquid markets
• Peer effects in deposit market demand

Scientific awards include:

• HEC Paris Top Finance Graduate Award (2024)
• Bernstein Center Doctoral Grant (2021)
• Columbia Finance Department Best 4th Year Paper (2021)