Chandler Lutz

Chandler Lutz is an Associate Professor of Finance and the Steven Ott Distinguished Scholar in Real Estate at the Belk College of Business, UNC Charlotte. He also serves as a Research Fellow at the UCLA Ziman Center for Real Estate.

• PhD, Finance (Stanford University)
• Expertise in econometric/statistical/machine learning methods
• Focus on housing markets, labor economics, and monetary policy

His research develops novel datasets (e.g., land unavailability measurements) and employs empirical analysis to study mortgage policies, financial constraints, and investor behavior. Recent work examines geographic crosswalks, interest-only loan impacts, and crisis-period interest rate effects on distressed borrowers.

Scientific contributions include:

• Published in Review of Financial Studies (3x), Journal of Labor Economics, Journal of Urban Economics, and Macroeconomic Dynamics
• Created land unavailability datasets for U.S. housing markets
• Discovered asymmetric sentiment effects in speculative stock returns
• Analyzed financial constraint policies during the Great Recession

Scientific awards:

• Steven Ott Distinguished Scholar in Real Estate