Billy Xu

Billy Xu is an Assistant Professor of Finance at the University of Rochester Simon Business School. His research focuses on consumer finance, access to credit, regulation, and corporate finance. Prior to this role, he earned a PhD in Finance from Rice University's Jones Graduate School of Business, alongside a BBA in Finance and a BS in Mathematics from The University of Texas at Austin.

His work examines topics such as regulatory impacts on mortgage lending, the effects of government litigation on financial institutions, and strategies for corporate funding in contested industries. He has published notable articles analyzing credit markets, regulatory policies, and behavioral finance dynamics.

No scientific awards or grants are explicitly listed in the provided information. Billy currently has no advisees listed in the available texts. He is affiliated with the Simon Business School and maintains an active presence on academic platforms like Google Scholar and SSRN.