Ana Silva

Ana Silva is an Associate Professor of Finance at the Girard School of Business, Merrimack College. She specializes in financial inclusion, microfinance, and consumer financial behavior. Her research explores how low-income populations and small businesses access financial services, particularly post-2008 crisis impacts on microfinance institutions.

Education:

• Ph.D. in Financial Economics, University of Houston
• M.B.A., Madrid Business School
• B.S. in Molecular Biology, Universidad Complutense de Madrid

Research Interests: Dr. Silva focuses on bridging financial capability gaps through innovative coaching strategies and policy frameworks. Her work combines qualitative methods with behavioral economics principles to understand saving patterns and institutional resilience in developing economies. Recent projects emphasize the role of education in fostering sustainable financial behaviors.

Publications Trends: Her 15 most cited articles (2003–2025) reveal a progression from traditional market analysis (e.g., ADR liquidity in 2008) to contemporary themes like financial coaching effectiveness (2025). Key themes include cross-cultural governance challenges and the intersection of health economics with financial access.

Professional Contributions: She serves on non-profit boards addressing financial capability and has consulted on firm valuation. As an Accredited Financial Counselor (AFC), she integrates practical insights into her teaching, emphasizing student-driven learning in courses like corporate finance and valuation.

Labs/Teams: Currently leading a research initiative on fintech applications for underserved communities through Merrimack's Center for Financial Innovation.